NETCLO PIR™: Solving the Insurance Crisis with Precision Underwriting

In a market grappling with uncertainty, NETCLO's Property Insurability Reports (PIR™) makes accurate property risk assessment a reality for every transaction, helping to stabilize the real estate market one property at a time.

We Understand Your Challenges in Today's Market

Navigating the current real estate and mortgage landscape can be demanding. NETCLO PIR™ is designed to cut through the complexity, providing the speed and clarity you need. - Larry Klapow, CEO of NETCLO

  • Tired of deals delayed by slow, opaque insurance assessments?
  • Struggling with outdated or inaccurate property data?
  • Need to provide fast, reliable insurability insights to stay competitive?
  • Looking to empower clients and reduce transaction friction?
Larry Klapow
A professional PIR Brief document

Illustrative: A professional PIR Brief document.

Designed to Help You Uphold the Highest Standard of Care

Each NETCLO's Property Insurability Report (PIR™) distills massive amounts of data into a concise, actionable summary that helps you navigate transactions with confidence.

  • Empower Real Estate Professionals

    Advise clients with data-backed confidence, identify potential insurability roadblocks early, streamline negotiations, and accelerate deal closures.

  • Clarity for Buyers

    Understand a property's true risk profile and anticipate potential insurance costs *before* committing, avoiding costly surprises down the line.

  • Advantage for Sellers

    Proactively address and document insurability, making your property more transparent and attractive to potential buyers, leading to quicker sales.

Create Your PIR™ Account

NETCLO PIR™ isn't just a static document

NETCLO is the world's first real-time location underwriting platform. NETCLO AI combine proprietary image recognition and map technology to create unprecedented property risk insights to meet your professional needs.

Dynamic & Interactive Data

Continuously enhance your assessments. Upload relevant documents (e.g., inspection reports, appraisals) for AI-powered data extraction, and benefit as insights evolve with new information and ongoing AI learning.

Multi-Angle Visual Intelligence

Access high-resolution aerial, street-level, and (where available) exterior/interior imagery. Visualize the property and its surroundings with unparalleled detail to truly understand its context.

Adaptive AI delivering tailored, dynamic insights

Illustrative: Adaptive AI delivering tailored, dynamic insights.

Dive Deep: The power of the NETCLO PIR™ platform

Each NETCLO PIR™ is a comprehensive dossier, meticulously assembled by our AI to give you a complete, actionable understanding of any property. Go beyond surface-level data and let NETCLO AI help you remove risk with unprecedented clarity.

  • Comprehensive Property Profile

    Full address verification, unique NETCLO Location ID, confirmed land use, and essential property type characteristics at your fingertips.

  • Detailed Property Specifications

    Key structural details including bedrooms, bathrooms, precise square footage, number of stories, year built, lot size, construction materials, and system ages (roof, HVAC, etc.).

  • Granular Risk Assessment Summary

    Clear, concise overall risk scoring (e.g., Low, Medium, High, Critical) with insightful breakdowns for property conditions and specific hazard exposures.

  • Specific Hazard Exposure Data

    Understand exposure to key perils such as flood (zone, score), wildfire (risk score, surrounding vegetation), wind, hail, and other relevant environmental risks, often with visual map overlays.

  • Actionable Coverage & Cost Insights

    Receive estimated dwelling coverage amounts and indicative premium ranges. Access data points crucial for accurate replacement cost estimations.

  • Replacement Cost Valuation Tools

    Integrated tools and data points to help you accurately estimate property replacement costs, crucial for appropriate coverage and financial planning.

  • Experience PIR™ in Action:

    NETCLO is the world's first real-time location underwriting platform that gives your the AI tools you need to improve a property's risk profile. Discover our novel and unique, patent-pending, Human-AI workflow.

    Intuitive Address Search & Pinpoint Validation

    Intuitive Address Search & Pinpoint Validation

    Start with our seamless Google-powered address search. Confirm your property on an interactive map, validated with precise coordinates for pinpoint accuracy, ensuring you're analyzing the right location, every time.

    Dynamic Multi-Angle Imagery

    Dynamic Multi-Angle Imagery

    Instantly access a rich gallery of high-resolution aerial, street-level, and (where available) user-uploaded exterior/interior imagery. Switch views on the fly to explore every angle and gain a comprehensive visual understanding.

    Real-Time AI Processing & Insight Generation

    Real-Time AI Processing & Insight Generation

    Witness the power of NETCLO AI. Our system processes vast amounts of data in real-time, providing live updates and a transparent view into how your comprehensive report and actionable insights are generated in minutes.

    Interactive Risk Data Exploration

    Interactive Risk Data Exploration

    Don't just see data, interact with it. Explore collapsible sections detailing property specifications and risk breakdowns. Visualize hazard exposures like flood and fire zones directly on dynamic maps integrated within your report.

    One-Click Professional PIR Brief

    One-Click Professional PIR Brief

    Download a comprehensive, professionally formatted PIR Brief in PDF with a single click. This shareable document is perfect for clients, stakeholders, or your internal records, summarizing key findings and insights.

    Empower Your Clients: Instant Quotes, On Demand

    Go beyond risk assessment. With NETCLO, seamlessly transition from property insights to actionable insurance solutions for your clients, enhancing your value and speeding up their journey to getting covered.

    Unlock quoting capabilities that impress:

    • Add Value Instantly

      Position yourself as a full-service advisor by generating accurate insurance quotes for your clients moments after their property assessment.

    • Unmatched Speed & Convenience

      Secure quotes in minutes, not days. Ideal for on-the-spot discussions during property viewings or client meetings.

    • Streamlined Professional Workflow

      Effortlessly move from PIR insights to quote initiation, saving valuable time for both you and your client.

    • AI-Powered Precision

      Leverage NETCLO's core AI for quotes grounded in robust data analysis, ensuring reliability and competitive options.

    NETCLO quote tool interface

    Illustrative: Professional helping client get an instant insurance quote via NETCLO.

    What Professionals Are Saying About NETCLO PIR™

    "NETCLO PIR™ has revolutionized how I assess property viability for my clients. The speed and detail are unmatched, helping us close deals faster and with more confidence."

    Sarah M., Realtor

    Premiere Properties Inc.

    "The accuracy of the risk data, especially for flood and fire zones, is critical for our lending decisions. NETCLO PIR™ provides the clarity we need instantly."

    John B., Mortgage Broker

    SecureLend Financial

    "As an investor, understanding true risk is paramount. NETCLO's detailed reports and AI-driven insights are an indispensable part of my due diligence process."

    Linda K., Property Investor

    LK Capital Ventures

    Frequently Asked Questions

    Ready to Experience the Future of Property Assessment?

    Choose a package that fits your needs and join the growing number of professionals leveraging NETCLO PIR™ to overcome the insurance crisis and build a more resilient future.

    Try

    $19

    $3.80 Per Report

    • 5 Credits
    • Unlimited Cloud Storage
    • Standard AI Analysis
    Create Your Account

    Start

    $99

    $3.30 Per Report

    • 30 Property Credits
    • Unlimited Cloud Storage
    • Standard AI Analysis
    Create Your Account
    Popular

    Grow

    $279

    $3.10 Per Report

    • 90 Property Credits
    • Unlimited Cloud Storage
    • Enhanced AI Analysis
    • Priority Support
    Create Your Account

    Scale

    $499

    $2.49 Per Report

    • 200 Property Credits
    • Unlimited Cloud Storage
    • Advanced AI Analysis & API Access
    • Dedicated Account Manager
    Create Your Account

    Credits never expire, purchase and use at your own pace. Need a custom solution or have more questions?Contact Sales